Budgeting, saving money and making wise financial decisions was never really something that I was particularly good at. However, a change in my job meant a significant drop in my monthly earnings, forcing me to adapt to a different lifestyle in order to be able to live happily within my means.
Admittedly, my situation was substantially easier to make changes than those with large mortgages and children, but I still had quite a few financial responsibilities that needed to be covered, along with the monthly rent and bills. It took some time, but advanced planning and organisation really helped me to stay on track… Continue reading →
It’s the summer and with wedding preparations well under way I have found that my finances have taken a bit of a beating, almost to the the point where I almost expect the ATM to laugh at me when I try and take any money out. Consequently, I’ve been on a no spend challenge for a while (more on that in a later post) to avoid wasting money on frivolous nonsense. Over the last few weeks I have been looking at ideas to do things that make me happy, but don’t involve spending money… Continue reading →