January No Spend Challenge Update: Week 1

At the beginning of January I set myself a challenge to spend as little money as possible over the month. There were a few reasons for this:

  • I needed a new challenge to try 
  • My goal for this year is a financial one
  • January is the quietest month in terms of birthdays and events 
  • I needed something to kickstart a frugal mindset that I hope will carry me through the rest of the year.

I set myself some rules for the month:

  • Money can (and should!) be spent on rent, bills and essentials like groceries, toiletries and petrol.
  • Money can be spent on parking should an activity be free. The reason why I am including this is that we have several press reviews at the theatre coming up over January, and while the tickets are complimentary we pay a few pounds for parking.
  • Should I need to go somewhere, I am allowed to spend money on bus fare, but not on a taxi unless it is an emergency (Note: I never learned to drive, hence why I am including this).
  • I am not allowed to spend money on non-essential items, including new clothes, books, takeaways, snacks, meals out, taxis, drinks at the pub etc.

Before I started I was unsure of how much I spent each week. I don’t really buy much online except for the birthday and Christmas presents. Fashion isn’t my thing – I have a few nice outfits for when I go out but my wardrobe generally consists of hoodies and sweats. I do love my makeup but my last big purchase was a Pat McGrath palette a few months ago which will last me quite a while, and replacements of eyeliner and mascara were bought for me as Christmas presents. What on earth was I going to do a no spend challenge if it didn’t appear that I spent much money?

It turns out, I had very little idea about my spending habits.

Continue reading

How to Do a No Spend Challenge

In yesterday’s post I mentioned that I had just one goal for 2022, which was financial. To kickstart this goal I have decided to participate in a month-long no spend challenge.

What is a No Spend Challenge?

A no spend challenge is setting a period of time to spend as little money as possible. In my case the no spend challenge is lasting for a month (the entirety of January), but no spend challenges can be followed for one day a week, a weekend, a whole week, fortnight, month or even a year.

There can be numerous reasons to start a no spend challenge:

  • To get back on track financially after a period of excess – Christmas, birthdays, holidays etc.
  • To stop impulse spending and being more mindful of where your hard-earned money goes
  • To kickstart your savings
  • To pay off debts
  • To change your mindset towards money and finances
  • To help break addictions (eg. smoking)
  • To avoid becoming overwhelmed by the rapidly increasing cost of living

Personally, I am primarily doing a no spend challenge to start really building up my savings, be more mindful of how and when I spend my money, and to stop impulse spending on things that are irrelevant and unnecessary for the lifestyle I want. 

How to Do a No Spend Challenge

Continue reading

20 Travel and Money-Saving Tips When Visiting Barcelona

20 travel and money saving tips when visiting Barcelona 4

*First published in 2015 – updated for 2019

This post contains affiliate links, which means I receive a small amount of money if you make a purchase from any of the Amazon links included

I love Barcelona. The Bloke and I were lucky enough to visit a few years ago and it was an amazing experience. However, like any popular tourist destination it can be expensive and difficult to navigate, so here are 20 travel and money-saving tips when traveling to Barcelona for the first time!

Choose your hotel wisely. When going on a city break, it’s more than likely that you will spend most of your time outside, but, for me at least, it’s important that the room is clean and you feel safe to leave possessions behind while you are out exploring. We did very little research on this, but were extremely lucky with what we booked. The Hotel Sant Augusti was exactly that – clean, safe and in a fabulous location, being right next to one of the main metro lines, La Bouquiera Market, the beach, The Gothic Quarter and La Rambla. It also served a buffet breakfast every morning from 7.30am – 11.00am and had free wi-fi, which was useful when keeping in contact with loved ones.

Work out in advance what it is that you really want to see, and where possible, book tickets online before you go as there are enormous queues and long waits for the main attractions. For example, we arrived at La Sagrada Familia early, but had to queue for about half an hour to buy a ticket and then waited a further three hours before we were allowed in as there were timed entrance spots. It may be also useful to take a guidebook and print off maps of the areas you wish to travel to in advance – we had to buy a map when we were there and soon discovered that it was poorly labelled and many of the sights and attractions were in the wrong place. Continue reading

50+ Frugal Ideas to Save Money and Organise Your Finances

Frugal and thrifty ideas to help you organise your finances and save money

Budgeting, saving money and making wise financial decisions was never really something that I was particularly good at. However, a change in my job meant a significant drop in my monthly earnings, forcing me to adapt to a different lifestyle in order to be able to live happily within my means.

Admittedly, my situation was substantially easier to make changes than those with large mortgages and children, but I still had quite a few financial responsibilities that needed to be covered, along with the monthly rent and bills. It took some time, but advanced planning and organisation really helped me to stay on track… Continue reading

Free Things to Do During a No Spend Challenge

No spend challenge - thrifty ideas

It’s the summer and with wedding preparations well under way I have found that my finances have taken a bit of a beating, almost to the the point where I almost expect the ATM to laugh at me when I try and take any money out. Consequently, I’ve been on a no spend challenge for a while (more on that in a later post) to avoid wasting money on frivolous nonsense. Over the last few weeks I have been looking at ideas to do things that make me happy, but don’t involve spending money… Continue reading