A no spend challenge is setting a period of time to spend as little money as possible. In my case the no spend challenge is lasting for a month (the entirety of January), but no spend challenges can be followed for one day a week, a weekend, a whole week, fortnight, month or even a year.
There can be numerous reasons to start a no spend challenge:
To get back on track financially after a period of excess – Christmas, birthdays, holidays etc.
To stop impulse spending and being more mindful of where your hard-earned money goes
To kickstart your savings
To pay off debts
To change your mindset towards money and finances
To help break addictions (eg. smoking)
To avoid becoming overwhelmed by the rapidly increasing cost of living
Personally, I am primarily doing a no spend challenge to start really building up my savings, be more mindful of how and when I spend my money, and to stop impulse spending on things that are irrelevant and unnecessary for the lifestyle I want.
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I love Barcelona. The Bloke and I were lucky enough to visit a few years ago and it was an amazing experience. However, like any popular tourist destination it can be expensive and difficult to navigate, so here are 20 travel and money-saving tips when traveling to Barcelona for the first time!
Choose your hotel wisely. When going on a city break, it’s more than likely that you will spend most of your time outside, but, for me at least, it’s important that the room is clean and you feel safe to leave possessions behind while you are out exploring. We did very little research on this, but were extremely lucky with what we booked. The Hotel Sant Augusti was exactly that – clean, safe and in a fabulous location, being right next to one of the main metro lines, La Bouquiera Market, the beach, The Gothic Quarter and La Rambla. It also served a buffet breakfast every morning from 7.30am – 11.00am and had free wi-fi, which was useful when keeping in contact with loved ones.
Work out in advance what it is that you really want to see, and where possible, book tickets online before you go as there are enormous queues and long waits for the main attractions. For example, we arrived at La Sagrada Familia early, but had to queue for about half an hour to buy a ticket and then waited a further three hours before we were allowed in as there were timed entrance spots. It may be also useful to take a guidebook and print off maps of the areas you wish to travel to in advance – we had to buy a map when we were there and soon discovered that it was poorly labelled and many of the sights and attractions were in the wrong place. Continue reading →
Blogging is now a viable career option and there are endless examples of bloggers who have monetised their site to the point where they can quit their 9-5 job and live the dream.
Consequently, the bloggosphere (blogisphere? blogosphere? There really should be some clarification on this) is filled with ‘Earning Reports’ (which I often ignore), along with a bajillion things that we should all be doing to optimise our traffic and increase engagement to our sites. I apparently need an email list, in which I should offer incentives. I should be part of an Instagram pod or tailwind tribe. I should be self-hosted and have a professionally designed site, I should have paid advertising across all of my social media. I should be building up my social media accounts by following and then unfollowing people.
No wonder so many bloggers are feeling overwhelmed or disappointed with the fact that they haven’t been able to quit their job after blogging for two months. There’s so much conflicting information that many feel the need to do everything because they have seen that it works for someone else. Continue reading →