In January 2022 I made one financial goal for the year, and kicked it off in a big way by committing to a month-long No Spend Challenge.
A No Spend challenge is choosing a specific period of time to spend as little money as possible, limiting purchases to just essentials such as bills and groceries. Some people try a no spend weekend or even a year, but I chose January because it is usually a quieter month socially and a good time to reset after Christmas and the New Year.
Suzie Speaks 
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